The Story
About Bena
Nkhoma
Biography
Passionate Leader, Seasoned Banker, Director, Investor, Motivator & Humanitarian
Benedicto “Bena” Nkhoma stands as one of Malawi's most distinguished banking professionals, with over 25 years of experience at the highest levels of the country's financial sector. His career, marked by strategic vision, unwavering integrity, and a deep commitment to national development, has left an indelible mark on Malawi's economic landscape.
A graduate of the University of Bangor, Bena brought world-class academic grounding to the Malawian banking sector, where he would spend decades shaping institutions, mentoring talent, and influencing financial policy. His rise from banking professional to top executive is a story of discipline, expertise, and an unrelenting pursuit of excellence.
Today, Bena serves as a Director at Britam Insurance Malawi — one of the country's leading insurance firms — where he continues to shape the financial services sector. Alongside this, he leads Fortune CP Limited, a renewable energy company he founded, reflecting his broader vision for sustainable African development.
As an author, Bena has committed his insights to print. His books, The Art of Building Wealth and Ignite Success, have reached readers across Malawi and beyond, offering practical frameworks for financial independence and personal leadership. These works cemented his reputation as not just a practitioner, but a genuine thought leader.
Widely recognised as one of Malawi's most followed economic commentators, Bena regularly features in national media — including Maravi Express, Nation Online, Malawi24, and Wealth Malawi Magazine — where he analyses financial markets, investment trends, and macroeconomic developments with a depth that has earned him the trust of business leaders, entrepreneurs, and everyday Malawians alike.
“Wealth is not an accident. It is the result of disciplined thinking, strategic action, and an unshakeable belief in your own potential.”
Beyond business, Bena is a humanitarian at heart. His philanthropic work spans education, community development, and financial literacy programs aimed at lifting Malawians into economic self-reliance. He believes that true wealth — of any nation or individual — is measured by how many lives it transforms.
The Journey
Career Milestones
1990s
Banking Career Begins
Entered Malawi's banking sector and rapidly rose through the ranks, establishing a reputation for analytical precision and strategic leadership.
2000s
Executive Leadership
Rose to executive positions at leading Malawian financial institutions, overseeing large portfolios and shaping national financial policy. Founded one of Malawi's largest renewable energy companies alongside his banking career, providing energy solutions to banks, telecoms, NGOs, and government across Malawi.
2010s
Risk & Treasury Leadership, NBS Bank
Appointed Head of Risk and Compliance at NBS Bank, implementing enterprise-wide risk governance, Basel II frameworks, and capital management structures. Transitioned to Head of Treasury in 2014, growing the department to drive over 50% of the bank's revenues through global markets and FX operations.
2020
Chief Treasury & Global Markets Officer
Elevated to Chief Treasury & Global Markets Officer at NBS Bank, overseeing 65% of revenues and managing relationships with correspondent banks in New York, London, Cairo, Johannesburg, and Mauritius. Also served as Acting CEO and Acting Chief Commercial Officer during this period.
2022
Board & Philanthropic Leadership
Transitioned to full-time board leadership — Managing Director of Legacy BV Holdings, Chair of the Board of Trustees of The Mufwiri Trust, Board Governor at Saint Andrew's International High School, and Board Member of the National Construction Industrial Council.
2024
Chairman, Britam Insurance Malawi
Appointed Chairman of the Board of Directors at Britam Insurance Malawi, providing strategic leadership to one of the country's foremost insurance institutions and championing financial inclusion across the region.
2025
Pan-African Expansion & Published Author
Appointed Group Board Chairman of Citrine Financial Group Holdings Plc — a progressive Pan-African financial holding group with a presence across the continent. Also published his landmark books, The Art of Building Wealth and Ignite Success, cementing his legacy as Malawi's leading voice on wealth and leadership.